Debt-to-Income Ratios

The calculator below is based on standard ratios for conventional loans. The lender will analyze your loan application and consider among others such factors as your gross income, recurring debt, credit scores, liquid assets to determine your eligibility.

INCOME
HOUSING EXPENSES
OTHER EXPENSES
TOTAL INCOME
TOTAL EXPENSES
HOUSING RATIO
OVERALL RATIO
Housing Ratio is within the acceptable range.
Housing Ratio is outside of the acceptable range.
Overall Ratio is within the acceptable range.
Overall Ratio is outside of the acceptable range.